Affirm Financing

Buying with Affirm is simple

1. Fill your cart

2. Choose how you pay

3. Pay over time

Say yes with confidence

When you buy with Affirm, you always know exactly what you owe and when you finish paying. No hidden fees.

Transparent

See the total cost up front. It does not increase.

Flexible

Pick a schedule that works for you.

No fees

No late fees or penalties.

Rates from 0%–36% APR based on credit and eligibility. Payment options are provided by partners listed at affirm.com/lenders Options depend on purchase amount. A down payment may be required.

FAQ

Can I pay off my purchase early?

Yes. There is no penalty for paying early.

How do I make payments?

Make or schedule payments at affirm.com or in the Affirm app for iOS or Android. You’ll get email and text reminders before due dates.

Can I return an item I bought with Affirm?

Yes. Start the return with the store and we’ll process it with Affirm.

Does checking eligibility affect my credit score?

Checking eligibility does not affect your score. Completing a purchase may impact credit. See Affirm’s Help Center for details.

Do I need a mobile number to use Affirm?

Yes. A U.S. mobile number is required for verification and sign in.

Where can I learn more?

Visit affirm.com